| 1981 | Jun | Nihon Credit Service Co., Ltd., established |
|---|---|---|
| Jul | Commence operations relating to Jusco Card | |
| Dec | Commence hire purchase operations | |
| 1982 | Oct | Commence credit card cash advance operations |
| 1984 | Apr | Registered by the Director of the Kanto Local Finance Bureau as a money lender |
| Sep | Begin installing a network of cash dispensers (CDs) | |
| 1985 | May | Commence insurance agency operations. Begin providing life insurance products to cardholders |
| 1986 | May | Begin issuing combined Jusco/Yucho (Postal Savings system) Card |
| 1987 | Oct | Open branch in Hong Kong, which commences hire purchase operations. This marks the beginning of overseas operations in Asia |
| 1988 | Aug | Form a reciprocal agreement to use credit sales (shinpan) firms' and bank-affiliated card companies' CDs |
| Aug | Begin providing specific-purpose loans to cardholders | |
| Dec | Begin issuing Jusco VISA Card through an alliance with Visa Japan Association | |
| 1989 | Jan | Begin issuing Jusco MasterCard through an alliance with MasterCard International Incorporated |
| Feb | Begin issuing Jusco JCB Card through an alliance with JCB Co., Ltd. | |
| Jul | Registered as a provider of installment payment services (registration number Kan-17) | |
| 1990 | Jan | NCS Kosan Co.,Ltd established as a 100%-owned subsidiary engaged in insurance agency operations |
| Jul | AEON CREDIT SERVICE (ASIA) CO., LTD., established in Hong Kong | |
| 1992 | Dec | AEON Thana Sinsap (Thailand) Plc. established in Thailand |
| 1993 | Feb | Form a reciprocal agreement to use the bank-operated network of CDs and automated teller machines(ATMs) |
| 1994 | Apr | Begin issuing co-branded cards and commence credit card operations for purchases at affiliated merchants |
| May | Begin providing members' loans to cardholders | |
| Aug | The Company's name changed to AEON CREDIT SERVICE CO.,LTD. | |
| Dec | The Company's shares registered on the JASDAQ (over-the-counter)market | |
| 1995 | Sep | The shares of AEON CREDIT SERVICE (ASIA) CO., LTD., listed on the Hong Kong Stock Exchange |
| 1996 | Jan | Begin making charitable donations to disabled welfare organizations and commence volunteer activities with the aim of helping facilitate full social participation by the physically disabled |
| Jul | Open a card processing center | |
| Nov | Begin issuing the Midori-no-Bokin AEON Card allowing cardholders to make charitable donations through their credit card purchases | |
| Dec | The Company's shares listed on the Second Section of the Tokyo Stock Exchange | |
| Dec | AEON CREDIT SERVICE (M) Sdn.Bhd.established in Malaysia | |
| Dec | Begin supporting the Japan Braille Library and the National Land Afforestation Promotion Organization through the Tokimeki Point System | |
| 1997 | Nov | Begin issuing Toys "R" Us Card through an alliance with Toys "R" Us-Japan, Ltd. |
| 1998 | Jun | Begin issuing credit card made of PET-G (a non-chlorinated vinyl), which does not emit dioxin even if burned |
| Jun | Launch the AEON Cared Net Branch web site, which provides online servise for cardholders | |
| Aug | The Company's shares listed on the First Section of the Tokyo Stock Exchange | |
| Sep | ACS Finance Co.,Ltd.,established as a 100%-owned subsidiary engaged in consumer finance operations | |
| 1999 | Jan | Form a reciprocal agreement to use Japan Post's network of CDs and automated teller machines (ATMs) |
| Feb | ACS Credit Management Co., Ltd., established as a 100%-owned subsidiary engaged in servicer operations | |
| Mar | Open a call center | |
| Dec | AEON CREDIT SERVICE (TAIWAN) CO., LTD., established in Taiwan | |
| 2000 | Jan | Commence issuign a combined credit card / ATM card in cooperation with banks |
| Mar | Open a credit screening center | |
| Mar | Begin using environment-friendly glassine paper for envelope windows used in sending out cardholder statements | |
| Jul | Launch the AEON Market web site containing a wide range of useful content and shopping information for cardholders | |
| Oct | Begin issuing AEON Card as an integrated card replacing a range of cards issued by AEON Group companies, including Jusco Card | |
| 2001 | Mar | Open a credit control center |
| Jun | Become the industry's first credit card issuer to provide an electronic system to credit card applicants for selecting a direct debit account for card payments | |
| Jul | All 55 of the Company's offices in Japan (including the headquarters) receive ISO 14001 environmental certification | |
| Dec | Shares of AEON Thana Sinsap (Thailand) Plc. listed on the Stock Exchange of Thailand | |
| 2002 | Jan | All head office divisions and the Company's seven main branches receive ISO 9001 quality certification |
| Apr | Begin issuing SATY VIVRE Card through an alliance with MYCAL CORPORATION | |
| May | Become the first Japanese corporate group to be licensed by Taiwan's Ministry of Finance to issue credit cards in Taiwan | |
| Aug | AEON Credit Card (Taiwan) Co., Ltd., established in Taiwan | |
| 2003 | Jan | The Company is certified under the Privacy Mark System |
| Feb | Obtain ISO 9001 certification for quality menagement covering all domestic branches and offices | |
| Sep | Open a data management center to facilitate stringent and unified management of important cardholder information | |
| Sep | Commence AEON My Car Lease service in cooperation with Hitachi Capital Corporation | |
| Dec | Begin issuing AEON Gold Card to AEON Card cardholders | |
| 2004 | Apr | AEON CREDIT SERVICE (M)Sdn. Bhd. is granted a license to issue credit cards by Bank Negara Malaysia |
| Jul | Become Japan's first credit card company to waive annual fees on all its cards,including AEON Gold Card and ETC(electronic toll collection) cards. | |
| Jul | The Company is certified under the Information Security Management System(ISMS) conformity assessment scheme | |
| Jul | Begin Tokimeki Point bonus day on the 10th of every month (five times the normal number of Tokimeki Points are accrude on purchases) | |
| Aug | Open a representative office in Jakarta, Indonesia | |
| Nov | Open AEON Investment Market as Japan's first Internet-based securities intermediation service | |
| 2005 | Feb | Established Thai subsidiary ACS INSURANCE BROKER (THAILAND) CO., LTD. |
| Commenced insurance agency business | ||
| Aug | Obtained highest primary servicer rating (ABPS2+) in Japan from Fitch Ratings Ltd. | |
| Nov | Commenced first non-bank credit card issuance in Malaysia through Malaysian subsidiary AEON CREDIT SERVICE (M) SDN. BHD. | |
| 2006 | Jan | Reached basic agreement on strategic business proposals relating to COSMO OIL Co., Ltd. and the credit business |
| May | Established Indonesian subsidiary PT. AEON CREDIT SERVICE INDONESIA | |
| Jun | Obtained ISO 27001 information management security system certification | |
| Aug | Established Chinese subsidiary AEON Credit Guarantee (China) Co., LTD. | |
| Nov | Commenced AEONiD cellular phone credit service in cooperation with NTT DoCoMo, Inc. | |
| 2007 | Feb | Renamed Malaysian subsidiary AEON CREDIT SERVICE (M) SDN. BHD. to AEON CREDIT SERVICE (M) BERHAD in preparation for public listing |
| Feb | Commenced issuance of AEON Suica Card all-in-one electronic money card in cooperation with East Japan Railway Company | |
| Feb | Established Thai subsidiary ACS LIFE INSURANCE BROKER (THAILAND) CO., LTD. | |
| Apr | Commenced issuance of original AEON electronic money, “WAON” | |
| 2008 | Feb | Established Philippines subsidiary AEON CREDIT TECHNOLOGY SYSTEMS (PHILIPPINES) INC. |
| Jun | Established Vietnam subsidiary ACS TRADING VIETNAM CO., LTD. | |
| Nov | Established Hong Kong subsidiary AEON INSURANCE BROKERS (HK) LIMITED | |
| 2009 | Feb | Commenced issuance of AEON CARD SELECT in cooperation with Credit card,Cash card Electronic Money |
| Jul | AEON CO.,LTD.and NTT DoCoMo,INC.has establishied a joint venture company,named AEON MARKETING Co.ltd. | |
| 2010 | Jul | Acquisition of shares of MC Short Term Small Amount Insurance Co., Ltd. (Name being changed to AEON Short Term Small Amount Insurance Co., Ltd.) |
| Sep | Agreement with China Union Pay for the tie-up in wide range of business areas such as card issuance, settlement service and merchant development, etc,. | |
| Oct | Established a portal website for one-stop financial service: Aeon financial service "Kurashi-no-Money Site". | |
| 2011 | Feb | Sold off the shares of AEON Insurance Service CO., LTD. |
| Apr | Established Chinese subsidiary AEON MICRO FINANCE (SHENYANG) CO.,LTD. | |
| Mar | Established India subsidiary AEON CREDIT SERVICE INDIA PRIVATE LIMITED. | |
| Apr | Established Asian Business Division in Hong Kong for unify the Asian business | |
| Oct | Established Cambodia subsidiary AEON MICROFINANCE (CAMBODIA) PRIVATE COMPANY LIMITED | |
| 2012 | Jan | Acquisition of shares of TOSHIBA HOUSING LOAN SERVICE CO., LTD. (Name being changed to AEON HOUSING LOAN SERVICE CO., LTD.) |
| Jun | Establised Hong Kong a regional headquarters for China , AEON Credit Holdings (Hong Kong) Co., Ltd. | |
| Sep | Established China subsidiary AEON Micro Finance (Tianjin) Co., Ltd. | |
| 2013 | Feb | Established India subsidiary AEON CREDIT SERVICE INDIA PRIVATE LIMITED |
| Mar | Established Philippines subsidiary AEON CREDIT SERVICE (PHILIPPINES) INC. | |
| Apr | Through the Management Integration,the company changed into a holding company(a bank holding company)and canged its name to AEON Financial Service Co,Ltd. | |
| Apr | Established China subsidiary AEON MICRO FINANCE (SHENZHEN) CO., LTD. | |
| May | Acquisition of shares of TOSHIBA FINANCE CO., LTD.(Name being changed to AEON Product Finance) | |
| Jul | Established Myanmar subsidiary AEON MICROFINANCE(MYANMAR)CO.,LTD. |
