A lifestyle with more new conveniences, comfort, and excitement. Resolving anxieties about environmental issues, disparities, and other negative aspects caused by social development.
We wish to achieve these to realize a future where our customers can feel a brighter society.

To enable customers to understand their own potential and achieve self-growth; to be able to express their own personalities and charm. To enable them to find the right platform for themselves, with partners who can empathize and trust one another.
We wish to achieve this to realize a future where our customers can feel their own happiness.

Social development and individual happiness can sometimes conflict. Balancing these things will make our customers fulfilled and bring smiles to their faces. We wish to realize a future where smiles spread as far as one can imagine.

We wish to be a group that creates a future lifestyle full of smiles together with our customers and colleagues who share our vision.
We wish to be a leading group that grows by enriching society and individual lives through our innovation and co-creation.
We will evolve our products and services, playing roles with the keyword of “connection” to provide unprecedented value.

We will deepen connections through contact points before and after the provision of products and services, and we will approach individual lifestyles comprehensively to understand our customers’ emotions and reactions. We will provide the value that our customers desire so that they can understand their own potential, express their individuality, and enjoy their everyday lives.

We will consider individual preferences and values as an opportunity to connect our customers with one another. We will provide our customers with opportunities, times, and places to share happiness and excitement with others, with whom they can empathize and trust, beyond the boundaries of generations and distance.

We will bring fulfillment to our customers by connecting them to their surroundings or enabling them to make a positive impact on others. We will provide opportunities and means for them to utilize their individuality and capabilities to experience the happiness of being part of society.

We will expand the circle of connections, from our customers’ neighborhoods to their regions and to the world, and enable them to imagine the richness of society as a whole, through their daily lives. We will also strive with our customers to create a lifestyle filled with the happiness of a brighter society.

In order to achieve our vision as a corporate group that is committed to everlasting innovative spirit, we will share the following three attitudes and one vow that we cherish to create a future lifestyle full of smiles.

With our customer’s view point at our core, we will hold our own aspirations, express ourselves, and act proactively. Our innovation will be powered by dialogue and cooperation that comes from our own initiative.

Continuous learning is what expands the potential of our actions. Through practice, we will accumulate wisdom, sharpen our professional skills, and continuously create new values.

We will overcome the boundaries between corporations, groups, and organizations so we can build and nurture diverse connections. These connections will accelerate the cycles of mutual learning and value creation so we can co-create the future lifestyle.

It is integrity and sincerity that allow people to trust in our actions and empathize with our aspirations. Empathy from our customers and allies is the starting point of co-creation. Going forward, we will cherish our vow to always act with integrity and sincerity.

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Booklet PDF

Privacy Policy

AEON Microfinance Myanmar Co.,Ltd. (“AEON”), respects your privacy right and understands expectation of the viewer and/or user (the “User”) that information (the “Information”) provided through this “AEON’s website (the Website”) by the User should be protected from unauthorized or unlawful usage. AEON therefore hereby announces the Privacy Policy (the “Privacy Policy”) to which the User of this Website shall be legally bound by. AEON reserves the right to revise any and all part of the Privacy Policy without notifying the User of the Website.

The Website contains modules that collect your personal information. AEON will collect and use this information for the purpose of the online Pre-Application (the “Pre-Application”) and Member Card only. We will hold the information securely and we will not share your information to third parties. We will only use it for the purpose of identification, primary assessment and contacting you. Also, this information may be used for analyzing your future needs of financial services or improving our financial services in order to adapt to your needs. If you do not want to provide us the information, you should not consider the Pre-Application.

Disclaimer

This website is provided “as is” without any representations or warranties, express or implied. “AEON” makes no representations or warranties in relation to this website or the information and materials provided on this website. AEON does not warrant that the information provided by user and/or any third-party to this website is complete, true, accurate or non-misleading. Nothing on this Website constitutes, or is meant to constitute, advice of any kind. AEON recommends that you seek independent advice before acting upon Material on this website.

Disclosure of the Information and Communication

• The customer agrees that AEON may contact, inquire, maintain, collect, disclose and use any or all information concerning the customer as necessary and appropriate or as AEON deems beneficial to the customer in receiving information on other products and/or services.
• In case that AEON is required to disclose financial information or transaction or other information related to the Online Service usage of the customer to any agencies pursuant to the provisions of laws, orders, or rules and regulations issued by any competent or regulating authorities or disclosure is made for the benefit of the Online Service provision or for such other purpose as AEON deems appropriate, the customer agrees and consents AEON to disclose and/or report information and transaction of the customer in all respects, and agrees that such consent shall continue to be valid regardless of the customer’s terminating subscription to the Online Service, the Online Service account, or loan account or Member card account has been closed.

• AEON may contact the customer via mobile phone, address or email given or last informed to AEON.
• The customer agrees to allow AEON to contact via mobile phone, email, Website, Application, SMS and postage including for the purpose of advertising and marketing products and services of AEON and other persons/entities, which shall be deemed that the customer is duly notified by AEON.

Duties of the User

In any case, even though AEON takes highest level of procedures in accordance with policy set forth by AEON, the User understands that accessing the Website is exposed to risk or loss and/or damage which may be caused by being infected by viruses, such as Trojan Horse, Worm and/or unauthorized access into system and/or information. The User is therefore required to install software for inspecting safety of computer, protection of viruses and/or firewall in the process of accessing internet in order to prevent potential risks.

Liability of AEON

AEON shall not assume any responsibility and shall not be liable for any loss or damage arising directly or indirectly (including special, incidental, or consequential loss or damage) from viewing and/or using the Website, especially for the case that the information of the User is stolen or hacked as per above mentioned.

Unenforceable provisions

If any provision of this Website disclaimer is, or is found to be, unenforceable under applicable laws, that will not affect the enforceability of the other provisions of this Website disclaimer.

Customer Privacy Notice

This Privacy Notice (“Notice”) sets out the basis which AEON Microfinance (Myanmar) Co.,Ltd. (“we”, “us”, or “our”) may collect, use, disclose or otherwise process CUSTOMER’s (“you”, or “your”) personal data in accordance with our internal data protection policy. This Notice applies to personal data we collect from you when you use our Application Form, Mobile Application, Website, or other products/services.

1. What information we collect:

• We may collect information only when you provide it to us by registering/filling out any of our Application Form, Mobile Application,Website, or other products/services. That information can be Name, Gender, Date of Birth, NRC No., Income Proof, Household Schedule, Address, Marital Status, Phone, Email, Occupation, and so on.
• You hereby agree and authorize the AEON to collect your information to input in AEON Finance System. AFS System is a System under monitoring by AEON. All collected information will be used to evaluate in order to offer loan, on the other hand, that information will be shared to relevant of all of AEON business which join the group of AEONS.

2. Your rights

• The rights to request us to update your information if it is incorrect or incomplete. You shall request as Written Letter to AEON by attaching with identification documents and AEON will get back to you.
• If you have doubt on our Products, Services, or our staff’s attitude, you have enough right to provide information to us via our Hotline: 09 9697 12 111 during working days and hours.

3. We may collect and disclose your personal data to:

• Those who provide financial services to assist and execute their functions or business activities.
• Those who provide various insurance services or are considered to have provided insurance services.
• Banker to assess the bank’s ability to repay if needed.
• Employers and/or other stakeholders to specify job, activity, occupation, and income.
• Those required by law to disclose and report.

Pure holding company

• AEON CO., LTD.

General Merchandise Store (GMS) Business

• AEON Retail Co., Ltd.
• The Daiei, Inc.
• AEON Hokkaido Corporation
• SUNDAY CO., LTD.
• AEON KYUSHU CO., LTD.
• AEON RYUKYU CO.,LTD.
• JOY Co., Ltd.
• Bon Belta Co., Ltd.

SM(Supermarket)・DS(Discount Store)・Small Size Store Business

• MINISTOP CO., LTD.
• Maxvalu Tohoku Co., Ltd.
• Maxvalu Tokai Co., Ltd.
• Maxvalu Nishinihon Co., Ltd.
• Maxvalu Chubu Co., Ltd.
• Maxvalu Hokkaido Co, Ltd.
• Maxvalu Kyushu Co., Ltd.
• * The Maruetsu, Inc.
• * Inageya Co.,Ltd.
• * KASUMI CO.,LTD.
• * Belc CO.,LTD.
• AEON SUPERCENTER Co., Ltd.
• AEON BIG CO., LTD.
• AEON MARKET CO., LTD.
• ORIGIN TOSHU CO., LTD.
• CREATE Co., Ltd.
• KOHYO CO., LTD.
• SANYO MARUNAKA CO., LTD.
• My Basket CO., LTD.
• MAXVALU KANTO CO., LTD.
• MAXVALU NAGANO CO., LTD.
• MAXVALU HOKURIKU CO., LTD.
• MAXVALU MINAMI TOHOKU CO., LTD.
• marunaka CO., LTD.
• * ichimaru Co., Ltd.

Drugstore & Pharmacy Business

• CFS Corporation
• * WELCIA HOLDINGS CO.,LTD.
• * Medical Ikkou Co., Ltd.
• • TSURUHA HOLDINGS Inc.
• • KUSURI NO AOKI CO., LTD.
• SHIMIZU YAKUHIN CO., LTD.
• TAKIYA Co., Ltd.
• * Welpark Co., Ltd.
• * ZAG ZAG Co., Ltd.
• ※Those are Hapycom member companies which operate drugstores and pharmacies.

Financial Services Business

• AEON Financial Service Co.,Ltd.
• AEON CREDIT SERVICE (ASIA) CO., LTD.
• AEON THANA SINSAP (THAILAND) PLC.
• AEON CREDIT SERVICE (M) BERHAD
• * AEON REIT Investment Corporation
• AEON BANK, LTD.
• AEON CREDIT SERVICE CO., LTD.
• AEON HOUSING LOAN SERVICE CO., LTD.
• AEON Product Finance Co., Ltd.
• AEON INSURANCE SERVICE CO., LTD.
• AEON Reit Management Co., Ltd.

Shopping Center Development Business

• AEON Mall Co., Ltd.
• AEON TOWN Co., Ltd.

Service・Specialty Store Business

• AEON DELIGHT CO., LTD.
• AEON Fantasy Co., Ltd.
• ZWEI CO., LTD.
• GFOOT CO., LTD.
• COX CO., LTD.
• * Taka: Q Co., Ltd.
• Abilities JUSCO Co., Ltd.
• AEON Eaheart Co., LTD.
• AEON ENTERTAINMENT CO.,LTD.
• AEON CULTURE CO.,LTD.
• AEON COMPASS CO., LTD.
• AEON FOREST CO., LTD.
• AEON PET CO., LTD.
• AEON BODY Co., Ltd.
• AEON LIFE Co., Ltd.
• KAJITAKU Co., Ltd.
• Claire’s Nippon Co., Ltd.
• Cosmeme CO.,LTD.
• Talbots Japan Co., Ltd.
• Branshes Co., Ltd
• MIRAIYA SHOTEN CO., LTD.
• Mega Sports Co., Ltd.
• MEGA PETRO Co., Ltd.
• Reform Studio Co., Ltd.
• LAURA ASHLEY JAPAN CO., LTD.
• AT Japan Co., Ltd.

E-commerce Business

• AEON Direct CO.,Ltd.
• AEON Link Co., Ltd.

ASEAN Business

• AEON ASIA SDN.BHD.
• AEON Co. (M) Bhd.
• AEON BIG(M) SDN.BHD.
• AEON INDEX LIVING SDN. BHD.
• AEON（CAMBODIA）Co., Ltd.
• AEON (Thailand) CO., LTD.
• AEON VIETNAM Co., LTD
• PT.AEON INDONESIA

China Business

• AEON (CHINA) CO., LTD.
• AEON Stores (Hong Kong) Co., Limited
• AEON EAST CHINA (SUZHOU) CO., LTD.
• AEON (HUBEI) CO., LTD.
• AEON South China Co., Limited
• BEIJING AEON CO., LTD.
• GUANGDONG AEON TEEM CO., LTD.
• QINGDAO AEON DONGTAI CO., LTD.

Shared Function Companies

• * YAMAYA CORPORATION
• AEON Integrated Business Service Co., Ltd.
• AEON AGRI CREATE Co., Ltd.
• AEON GLOBAL SCM CO., LTD.
• AEON GLOBAL MERCHANDISING CO., LTD.
• AEON TOPVALU CO., LTD.
• AEON FOOD SUPPLY Co., Ltd.
• AEON MARKETING CO., LTD.
• Cordon Vert CO., LTD.
• Research Institute For Quality Living Co., Ltd.
• Tasmania Feedlot Pty. Ltd.
• * AEON Demonstration Service Inc.

Listed Companies are shown in bold print.
• * Equity-method affiliates
• • Affiliated Companies

• AEON 1% Club Foundation
• AEON Environmental Foundation
• The Cultural Foundation of Okada

To achieve “Customer Satisfaction” we must establish a workplace that fosters close interpersonal relationships and meaningful work. If our people feel unfulfilled, we will not be able to create a business that satisfies AEON customers. Creating a meaningful workplace is the responsibility of each one of us.

AEON people are irreplaceable assets.

AEON people are the most important assets we have at AEON. The AEON people comprise the factor that creates value for AEON, and when each individual contributes his or her talents, our business prospers and AEON people feel fulfilled. Our creativity and inquisitive spirit are the driving forces behind innovation at AEON.

To accomplish “Customer Satisfaction” we must reflect in our business practices the opinions and ideas of each individual. AEON expects the participation of all AEON people. Because we expect this of you, we provide challenging opportunities for anyone with the will and desire to improve. At the same time, AEON people will be objectively evaluated based on their performance, and compensated fairly.

AEON respects human rights, and will not discriminate against anyone based on nationality, race, gender, age, educational background, religion, sexual orientation, physical handicap, or anything else not related to desire, hard work, and talent. AEON people respect and listen to their co-workers. Our goal is to be recognized as the friendliest, people-oriented company to work for in the world.

We will continue to work together toward a
"future of limitless promise."

Our AEON has been built by AEON people through their tireless and innovative efforts. The future history of AEON will also be written by AEON people. Let us use the “AEON Code of Conduct” to guide our ideas and actions as we all participate in building a new “AEON Culture.”

The AEON Culture is represented by an outlook that is “AEON like.” It is shared by our customers, the community, our business partners, our shareholders, and AEON people. It begins by sincerely and faithfully doing “everything for our customers.” As we hold to this course, we create a culture for AEON. And the trust born of this effort is manifested in the AEON brand (goodwill).

You are AEON

When you deal with our business partners, you demonstrate to them through your sincere attitude and actions the “AEON like” spirit—something that cannot be imitated by other companies. This spirit should guide the attitude you project as you meet with other members of the community.

When you are assisting your customers, and when you spend time with your co-workers, your actions—even those that seem casual and inconspicuous—will accumulate to build the AEON Culture. You yourself are AEON, and your actions are AEON’s actions.

Advancing together with AEON people.
Now beings a new chapter in the history of AEON.