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Disclaimer & Privacy Policy

Privacy Policy

AEON Microfinance Myanmar Co.,Ltd. (“AEON”), respects your privacy right and understands expectation of the viewer and/or user (the “User”) that information (the “Information”) provided through this “AEON’s website (the Website”) by the User should be protected from unauthorized or unlawful usage. AEON therefore hereby announces the Privacy Policy (the “Privacy Policy”) to which the User of this Website shall be legally bound by. AEON reserves the right to revise any and all part of the Privacy Policy without notifying the User of the Website.

The Website contains modules that collect your personal information. AEON will collect and use this information for the purpose of the online Pre-Application (the “Pre-Application”) and Member Card only. We will hold the information securely and we will not share your information to third parties. We will only use it for the purpose of identification, primary assessment and contacting you. Also, this information may be used for analyzing your future needs of financial services or improving our financial services in order to adapt to your needs. If you do not want to provide us the information, you should not consider the Pre-Application.

Disclaimer

This website is provided “as is” without any representations or warranties, express or implied. “AEON” makes no representations or warranties in relation to this website or the information and materials provided on this website. AEON does not warrant that the information provided by user and/or any third-party to this website is complete, true, accurate or non-misleading. Nothing on this Website constitutes, or is meant to constitute, advice of any kind. AEON recommends that you seek independent advice before acting upon Material on this website.

Disclosure of the Information and Communication

Information
  • The customer agrees that AEON may contact, inquire, maintain, collect, disclose and use any or all information concerning the customer as necessary and appropriate or as AEON deems beneficial to the customer in receiving information on other products and/or services.
  • In case that AEON is required to disclose financial information or transaction or other information related to the Online Service usage of the customer to any agencies pursuant to the provisions of laws, orders, or rules and regulations issued by any competent or regulating authorities or disclosure is made for the benefit of the Online Service provision or for such other purpose as AEON deems appropriate, the customer agrees and consents AEON to disclose and/or report information and transaction of the customer in all respects, and agrees that such consent shall continue to be valid regardless of the customer’s terminating subscription to the Online Service, the Online Service account, or loan account or Member card account has been closed.
Communication
  • AEON may contact the customer via mobile phone, address or email given or last informed to AEON.
  • The customer agrees to allow AEON to contact via mobile phone, email, Website, Application, SMS and postage including for the purpose of advertising and marketing products and services of AEON and other persons/entities, which shall be deemed that the customer is duly notified by AEON.

Duties of the User

In any case, even though AEON takes highest level of procedures in accordance with policy set forth by AEON, the User understands that accessing the Website is exposed to risk or loss and/or damage which may be caused by being infected by viruses, such as Trojan Horse, Worm and/or unauthorized access into system and/or information. The User is therefore required to install software for inspecting safety of computer, protection of viruses and/or firewall in the process of accessing internet in order to prevent potential risks.

Liability of AEON

AEON shall not assume any responsibility and shall not be liable for any loss or damage arising directly or indirectly (including special, incidental, or consequential loss or damage) from viewing and/or using the Website, especially for the case that the information of the User is stolen or hacked as per above mentioned.

Unenforceable provisions

If any provision of this Website disclaimer is, or is found to be, unenforceable under applicable laws, that will not affect the enforceability of the other provisions of this Website disclaimer.

Customer Privacy Notice

This Privacy Notice (“Notice”) sets out the basis which AEON Microfinance (Myanmar) Co.,Ltd. (“we”, “us”, or “our”) may collect, use, disclose or otherwise process CUSTOMER’s (“you”, or “your”) personal data in accordance with our internal data protection policy. This Notice applies to personal data we collect from you when you use our Application Form, Mobile Application, Website, or other products/services.

1. What information we collect:

  • We may collect information only when you provide it to us by registering/filling out any of our Application Form, Mobile Application,Website, or other products/services. That information can be Name, Gender, Date of Birth, NRC No., Income Proof, Household Schedule, Address, Marital Status, Phone, Email, Occupation, and so on.
  • You hereby agree and authorize the AEON to collect your information to input in AEON Finance System. AFS System is a System under monitoring by AEON. All collected information will be used to evaluate in order to offer loan, on the other hand, that information will be shared to relevant of all of AEON business which join the group of AEONS.

2. Your rights

The rights you have regarding the information that stored including:
  • The rights to request us to update your information if it is incorrect or incomplete. You shall request as Written Letter to AEON by attaching with identification documents and AEON will get back to you.
  • If you have doubt on our Products, Services, or our staff’s attitude, you have enough right to provide information to us via our Hotline: 09 9697 12 111 during working days and hours.

3. We may collect and disclose your personal data to:

  • Those who provide financial services to assist and execute their functions or business activities.
  • Those who provide various insurance services or are considered to have provided insurance services.
  • Banker to assess the bank’s ability to repay if needed.
  • Employers and/or other stakeholders to specify job, activity, occupation, and income.
  • Those required by law to disclose and report.
Careers

Job Opportunity

We are actively recruiting for active and passionate new members to join our team!

1. Senior Credit Staff
HIGHLIGHT RESPONSIBILITIES
  • Daily credit collection by call
  • Daily/ Monthly collection report
  • Approvals in relevant system
  • Administrative work related with Credit Department
  • Other ad-hoc duties assigned by HOD
KEY REQUIREMENTS
  • Any Graduate
  • Working experience at least 1 years in Customer Service or Call Centre
  • Basic English-communication skill
  • MS Office - Especially skilled in Excel
  • Having experience in Loan or Microfinance field (Preferable)
2. Senior IT Staff
HIGHLIGHT RESPONSIBILITIES
  • To support user related with IT issue such as printer, PCs, software, and hardware.
  • Monitor all IT system and report to department head
  • User account creation, deletion and access right change in IT system as per operation requirement.
  • Prepare & submit system approval for matter relating with IT payment
  • To check and update on work flow system by communicating with another department.
  • Any other matters that assign by HOD.
KEY REQUIREMENTS
  • IT knowledge – A+, network, database.
  • Working experience- 1 years in IT field.
  • Basic English-communication skill

If you are interested drop your CV to HRA@aeoncredit.com.mm

Pure holding company

  • AEON CO., LTD.

General Merchandise Store (GMS) Business

  • AEON Retail Co., Ltd.
  • The Daiei, Inc.
  • AEON Hokkaido Corporation
  • SUNDAY CO., LTD.
  • AEON KYUSHU CO., LTD.
  • AEON RYUKYU CO.,LTD.
  • JOY Co., Ltd.
  • Bon Belta Co., Ltd.

SM(Supermarket)・DS(Discount Store)・Small Size Store Business

  • MINISTOP CO., LTD.
  • Maxvalu Tohoku Co., Ltd.
  • Maxvalu Tokai Co., Ltd.
  • Maxvalu Nishinihon Co., Ltd.
  • Maxvalu Chubu Co., Ltd.
  • Maxvalu Hokkaido Co, Ltd.
  • Maxvalu Kyushu Co., Ltd.
  • * The Maruetsu, Inc.
  • * Inageya Co.,Ltd.
  • * KASUMI CO.,LTD.
  • * Belc CO.,LTD.
  • AEON SUPERCENTER Co., Ltd.
  • AEON BIG CO., LTD.
  • AEON MARKET CO., LTD.
  • ORIGIN TOSHU CO., LTD.
  • CREATE Co., Ltd.
  • KOHYO CO., LTD.
  • SANYO MARUNAKA CO., LTD.
  • My Basket CO., LTD.
  • MAXVALU KANTO CO., LTD.
  • MAXVALU NAGANO CO., LTD.
  • MAXVALU HOKURIKU CO., LTD.
  • MAXVALU MINAMI TOHOKU CO., LTD.
  • marunaka CO., LTD.
  • * ichimaru Co., Ltd.

Drugstore & Pharmacy Business

  • CFS Corporation
  • * WELCIA HOLDINGS CO.,LTD.
  • * Medical Ikkou Co., Ltd.
  • • TSURUHA HOLDINGS Inc.
  • • KUSURI NO AOKI CO., LTD.
  • SHIMIZU YAKUHIN CO., LTD.
  • TAKIYA Co., Ltd.
  • * Welpark Co., Ltd.
  • * ZAG ZAG Co., Ltd.
  • ※Those are Hapycom member companies which operate drugstores and pharmacies.

Financial Services Business

  • AEON Financial Service Co.,Ltd.
  • AEON CREDIT SERVICE (ASIA) CO., LTD.
  • AEON THANA SINSAP (THAILAND) PLC.
  • AEON CREDIT SERVICE (M) BERHAD
  • * AEON REIT Investment Corporation
  • AEON BANK, LTD.
  • AEON CREDIT SERVICE CO., LTD.
  • AEON HOUSING LOAN SERVICE CO., LTD.
  • AEON Product Finance Co., Ltd.
  • AEON INSURANCE SERVICE CO., LTD.
  • AEON Reit Management Co., Ltd.

Shopping Center Development Business

  • AEON Mall Co., Ltd.
  • AEON TOWN Co., Ltd.

Service・Specialty Store Business

  • AEON DELIGHT CO., LTD.
  • AEON Fantasy Co., Ltd.
  • ZWEI CO., LTD.
  • GFOOT CO., LTD.
  • COX CO., LTD.
  • * Taka: Q Co., Ltd.
  • Abilities JUSCO Co., Ltd.
  • AEON Eaheart Co., LTD.
  • AEON ENTERTAINMENT CO.,LTD.
  • AEON CULTURE CO.,LTD.
  • AEON COMPASS CO., LTD.
  • AEON FOREST CO., LTD.
  • AEON PET CO., LTD.
  • AEON BODY Co., Ltd.
  • AEON LIFE Co., Ltd.
  • KAJITAKU Co., Ltd.
  • Claire’s Nippon Co., Ltd.
  • Cosmeme CO.,LTD.
  • Talbots Japan Co., Ltd.
  • Branshes Co., Ltd
  • MIRAIYA SHOTEN CO., LTD.
  • Mega Sports Co., Ltd.
  • MEGA PETRO Co., Ltd.
  • Reform Studio Co., Ltd.
  • LAURA ASHLEY JAPAN CO., LTD.
  • AT Japan Co., Ltd.

E-commerce Business

  • AEON Direct CO.,Ltd.
  • AEON Link Co., Ltd.

ASEAN Business

  • AEON ASIA SDN.BHD.
  • AEON Co. (M) Bhd.
  • AEON BIG(M) SDN.BHD.
  • AEON INDEX LIVING SDN. BHD.
  • AEON(CAMBODIA)Co., Ltd.
  • AEON (Thailand) CO., LTD.
  • AEON VIETNAM Co., LTD
  • PT.AEON INDONESIA

China Business

  • AEON (CHINA) CO., LTD.
  • AEON Stores (Hong Kong) Co., Limited
  • AEON EAST CHINA (SUZHOU) CO., LTD.
  • AEON (HUBEI) CO., LTD.
  • AEON South China Co., Limited
  • BEIJING AEON CO., LTD.
  • GUANGDONG AEON TEEM CO., LTD.
  • QINGDAO AEON DONGTAI CO., LTD.

Shared Function Companies

  • * YAMAYA CORPORATION
  • AEON Integrated Business Service Co., Ltd.
  • AEON AGRI CREATE Co., Ltd.
  • AEON GLOBAL SCM CO., LTD.
  • AEON GLOBAL MERCHANDISING CO., LTD.
  • AEON TOPVALU CO., LTD.
  • AEON FOOD SUPPLY Co., Ltd.
  • AEON MARKETING CO., LTD.
  • Cordon Vert CO., LTD.
  • Research Institute For Quality Living Co., Ltd.
  • Tasmania Feedlot Pty. Ltd.
  • * AEON Demonstration Service Inc.
    Listed Companies are shown in bold print.
  • * Equity-method affiliates
  • • Affiliated Companies
  • AEON 1% Club Foundation
  • AEON Environmental Foundation
  • The Cultural Foundation of Okada

Eligibility

AEON ချေးငွေလျှောက်ထားနိုင်သူများသည် ချေးငွေပြန်လည်ပေးဆပ်မှုကို AEON ၏စည်းမျဉ်းအတိုင်းပေးချေပြီးသူများအတွက်သာ

Easy Process to apply Members Loan

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1981Jun Nihon Credit Service Co., Ltd., established
Jul Commence operations relating to Jusco Card
Dec Commence hire purchase operations
1982Oct Commence credit card cash advance operations
1984Apr Registered by the Director of the Kanto Local Finance Bureau as a money lender
Sep Begin installing a network of cash dispensers (CDs)
1985May Commence insurance agency operations. Begin providing life insurance products to cardholders
1986May Begin issuing combined Jusco/Yucho (Postal Savings system) Card
1987Oct Open branch in Hong Kong, which commences hire purchase operations. This marks the beginning of overseas operations in Asia
1988Aug Form a reciprocal agreement to use credit sales (shinpan) firms' and bank-affiliated card companies' CDs
Aug Begin providing specific-purpose loans to cardholders
Dec Begin issuing Jusco VISA Card through an alliance with Visa Japan Association
1989Jan Begin issuing Jusco MasterCard through an alliance with MasterCard International Incorporated
Feb Begin issuing Jusco JCB Card through an alliance with JCB Co., Ltd.
Jul Registered as a provider of installment payment services (registration number Kan-17)
1990Jan NCS Kosan Co.,Ltd established as a 100%-owned subsidiary engaged in insurance agency operations
Jul AEON CREDIT SERVICE (ASIA) CO., LTD., established in Hong Kong
1992Dec AEON Thana Sinsap (Thailand) Plc. established in Thailand
1993Feb Form a reciprocal agreement to use the bank-operated network of CDs and automated teller machines(ATMs)
1994Apr Begin issuing co-branded cards and commence credit card operations for purchases at affiliated merchants
May Begin providing members' loans to cardholders
Aug The Company's name changed to AEON CREDIT SERVICE CO.,LTD.
Dec The Company's shares registered on the JASDAQ (over-the-counter)market
1995Sep The shares of AEON CREDIT SERVICE (ASIA) CO., LTD., listed on the Hong Kong Stock Exchange
1996Jan Begin making charitable donations to disabled welfare organizations and commence volunteer activities with the aim of helping facilitate full social participation by the physically disabled
Jul Open a card processing center
Nov Begin issuing the Midori-no-Bokin AEON Card allowing cardholders to make charitable donations through their credit card purchases
Dec The Company's shares listed on the Second Section of the Tokyo Stock Exchange
Dec AEON CREDIT SERVICE (M) Sdn.Bhd.established in Malaysia
Dec Begin supporting the Japan Braille Library and the National Land Afforestation Promotion Organization through the Tokimeki Point System
1997Nov Begin issuing Toys "R" Us Card through an alliance with Toys "R" Us-Japan, Ltd.
1998Jun Begin issuing credit card made of PET-G (a non-chlorinated vinyl), which does not emit dioxin even if burned
Jun Launch the AEON Cared Net Branch web site, which provides online servise for cardholders
Aug The Company's shares listed on the First Section of the Tokyo Stock Exchange
Sep ACS Finance Co.,Ltd.,established as a 100%-owned subsidiary engaged in consumer finance operations
1999Jan Form a reciprocal agreement to use Japan Post's network of CDs and automated teller machines (ATMs)
Feb ACS Credit Management Co., Ltd., established as a 100%-owned subsidiary engaged in servicer operations
Mar Open a call center
Dec AEON CREDIT SERVICE (TAIWAN) CO., LTD., established in Taiwan
2000Jan Commence issuign a combined credit card / ATM card in cooperation with banks
Mar Open a credit screening center
Mar Begin using environment-friendly glassine paper for envelope windows used in sending out cardholder statements
Jul Launch the AEON Market web site containing a wide range of useful content and shopping information for cardholders
Oct Begin issuing AEON Card as an integrated card replacing a range of cards issued by AEON Group companies, including Jusco Card
2001Mar Open a credit control center
Jun Become the industry's first credit card issuer to provide an electronic system to credit card applicants for selecting a direct debit account for card payments
Jul All 55 of the Company's offices in Japan (including the headquarters) receive ISO 14001 environmental certification
Dec Shares of AEON Thana Sinsap (Thailand) Plc. listed on the Stock Exchange of Thailand
2002Jan All head office divisions and the Company's seven main branches receive ISO 9001 quality certification
Apr Begin issuing SATY VIVRE Card through an alliance with MYCAL CORPORATION
May Become the first Japanese corporate group to be licensed by Taiwan's Ministry of Finance to issue credit cards in Taiwan
Aug AEON Credit Card (Taiwan) Co., Ltd., established in Taiwan
2003Jan The Company is certified under the Privacy Mark System
Feb Obtain ISO 9001 certification for quality menagement covering all domestic branches and offices
Sep Open a data management center to facilitate stringent and unified management of important cardholder information
Sep Commence AEON My Car Lease service in cooperation with Hitachi Capital Corporation
Dec Begin issuing AEON Gold Card to AEON Card cardholders
2004Apr AEON CREDIT SERVICE (M)Sdn. Bhd. is granted a license to issue credit cards by Bank Negara Malaysia
Jul Become Japan's first credit card company to waive annual fees on all its cards,including AEON Gold Card and ETC(electronic toll collection) cards.
Jul The Company is certified under the Information Security Management System(ISMS) conformity assessment scheme
Jul Begin Tokimeki Point bonus day on the 10th of every month (five times the normal number of Tokimeki Points are accrude on purchases)
Aug Open a representative office in Jakarta, Indonesia
Nov Open AEON Investment Market as Japan's first Internet-based securities intermediation service
2005Feb Established Thai subsidiary ACS INSURANCE BROKER (THAILAND) CO., LTD.
Commenced insurance agency business
Aug Obtained highest primary servicer rating (ABPS2+) in Japan from Fitch Ratings Ltd.
Nov Commenced first non-bank credit card issuance in Malaysia through Malaysian subsidiary AEON CREDIT SERVICE (M) SDN. BHD.
2006Jan Reached basic agreement on strategic business proposals relating to COSMO OIL Co., Ltd. and the credit business
May Established Indonesian subsidiary PT. AEON CREDIT SERVICE INDONESIA
Jun Obtained ISO 27001 information management security system certification
Aug Established Chinese subsidiary AEON Credit Guarantee (China) Co., LTD.
Nov Commenced AEONiD cellular phone credit service in cooperation with NTT DoCoMo, Inc.
2007Feb Renamed Malaysian subsidiary AEON CREDIT SERVICE (M) SDN. BHD. to AEON CREDIT SERVICE (M) BERHAD in preparation for public listing
Feb Commenced issuance of AEON Suica Card all-in-one electronic money card in cooperation with East Japan Railway Company
Feb Established Thai subsidiary ACS LIFE INSURANCE BROKER (THAILAND) CO., LTD.
Apr Commenced issuance of original AEON electronic money, “WAON”
2008Feb Established Philippines subsidiary AEON CREDIT TECHNOLOGY SYSTEMS (PHILIPPINES) INC.
Jun Established Vietnam subsidiary ACS TRADING VIETNAM CO., LTD.
Nov Established Hong Kong subsidiary AEON INSURANCE BROKERS (HK) LIMITED
2009Feb Commenced issuance of AEON CARD SELECT in cooperation with Credit card,Cash card Electronic Money
Jul AEON CO.,LTD.and NTT DoCoMo,INC.has establishied a joint venture company,named AEON MARKETING Co.ltd.
2010Jul Acquisition of shares of MC Short Term Small Amount Insurance Co., Ltd.
(Name being changed to AEON Short Term Small Amount Insurance Co., Ltd.)
Sep Agreement with China Union Pay for the tie-up in wide range of business areas such as card issuance, settlement service and merchant development, etc,.
Oct Established a portal website for one-stop financial service: Aeon financial service "Kurashi-no-Money Site".
2011Feb Sold off the shares of AEON Insurance Service CO., LTD.
Apr Established Chinese subsidiary AEON MICRO FINANCE (SHENYANG) CO.,LTD.
Mar Established India subsidiary AEON CREDIT SERVICE INDIA PRIVATE LIMITED.
Apr Established Asian Business Division in Hong Kong for unify the Asian business
Oct Established Cambodia subsidiary AEON MICROFINANCE (CAMBODIA) PRIVATE COMPANY LIMITED
2012Jan Acquisition of shares of TOSHIBA HOUSING LOAN SERVICE CO., LTD.
(Name being changed to AEON HOUSING LOAN SERVICE CO., LTD.)
Jun Establised Hong Kong a regional headquarters for China , AEON Credit Holdings (Hong Kong) Co., Ltd.
Sep Established China subsidiary AEON Micro Finance (Tianjin) Co., Ltd.
2013Feb Established India subsidiary AEON CREDIT SERVICE INDIA PRIVATE LIMITED
Mar Established Philippines subsidiary AEON CREDIT SERVICE (PHILIPPINES) INC.
Apr Through the Management Integration,the company changed into a holding company(a bank holding company)and canged its name to AEON Financial Service Co,Ltd.
Apr Established China subsidiary AEON MICRO FINANCE (SHENZHEN) CO., LTD.
May Acquisition of shares of TOSHIBA FINANCE CO., LTD.(Name being changed to AEON Product Finance)
Jul Established Myanmar subsidiary AEON MICROFINANCE(MYANMAR)CO.,LTD.

သတင်းအချက်အလက်

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  • Customer Service Hotline Operation Hours Changes  
    Customer Service Hotline Operation Hours Changes , 2024-01-10

    ၂၀၂၄ ခုနှစ် ဇန်နဝါရီလ (၁၁) ရက်နေ့သည် အများပြည်သူရုံးပိတ်ရက် ဖြစ်ပါသောကြောင့် ထိုနေ့တွင် အီရွန်ကုမ္မဏီ၏ ဝန်ဆောင်မှုများကို ခေတ္တခဏရပ်နားထားမည်ဖြစ်ပြီး

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    ချေးငွေပမာဏ ပေါ်မူတည်၍ လစဉ်ပေးချေရမည့် ငွေပမာဏအား တွက်ချက်ရန်

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  • ချေးငွေပေးဆပ်မှုနည်းလမ်း

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